Home Loan Provider

Home Loan Provider Noida

Home Loan Provider

Your home is your world; you do not have to live in pigeon hole home and you will be able to buy exquisite abode at the lowest EMI, keeping this thought in mind, we help you in availing home loan from the best financial institution. And the things do not end here; whether, you are first time home buyer or a seasoned home owner, we not only guide you in buying palatial home but also assist you in the whole rigmarole related to home.

  • Applying for home loan isn’t maze; you need simple documents to avail this loan

    • Get home loan application form from bank or reputed financial institution
    • Sign the application
    • Complete these documents with relevant detail
    • Facilitate property papers along with the cost of property

  • While acquiring home loan you need certain documents.

    • Proof of age
    • Proof of address
    • Proof of income of the applicant &  co-applicant
    • Bank statements of the last 6 months
    • Passport size photographs of the applicant &co-applicant
    • Salaried Details
    • Salary slip / Form 16 A
    • A photocopy of the first and last pages of Ration card or copy ofPAN/Telephone/Electricity bills
    • A photocopy of Investments (FD Certificates, Shares, any fixedassets, etc., or any other documents supporting the financial background of the borrower)
    • A photocopy of LIC policies with the latest premium payment receipts (if any)
    • Photographs (as applicable)
    • A photocopy of bank statements of the last six months

       If you are self employed or businessmen

    • A brief introduction of Business/Profession.
    • Balance Sheet, Profit and Loss account and statement of incomewith Income Tax returns for the last 3 years certified by a CA.A photocopy of Advance Tax payments (if applicable)
    • A photocopy of Registration Certificate of establishment undershops and Establishments Act/Factories Act.
    • A photocopy of Registration Certificate for deduction of Profession Tax (if applicable).
    • Bank statements of current and saving accounts for the last 6
    • A photocopy of certificate of Practice (if applicable).
    • A photocopy of any bank loan (if applicable).
    • A photocopy of the first and last pages of the Ration card or a copy of PAN/Telephone/Electricity Bills.
    • A photocopy of LIC policy (if applicable)
    • If the flat is purchased from the builder
    • Copy of order under the Urban Land Ceiling Act.
    • Copy of building plans sanctioned by the competent authority.
    • Commencement certificate granted by Corporation / Nagar Palika
    • Building completion certificate (if available)
    • The latest receipts of taxes paid
    • Partnership deed or memorandum of association of the builders firm.
    • If the property being purchased is in a Cooperative Society
    • Original share certificate of the society
    • Allotment letter from the society in the borrower’s name copy of the lease deed, if executed
    • Certificate of registration of the society
    • Copy of the byelaws of the society
    • No Objection Certificate from the society
    • Copy of N.A permission for the land from the Collector
    • Search and title report (with the details of documents) for the last 30 years
    • Copy of order under the Urban Land Ceiling Act
    • Copy of building plans sanctioned by the competent authority
    • Commencement certificate granted by Corporation /   Nagar Palika
    • Latest receipts of taxes paid
    • Original agreement to assign / deed of assignment.
    • If the construction is in own land
    • Original sale deed of land and extract of Index II.
    • 12 extract or property register card in your name.
    • Copy of A. permission for land from the collector.
    • Search and title report (with the details of documents) for the last 30 years.
    • Copy of order under Urban Land Ceiling Act.
    • Copy of the building plans sanctioned by the competent authority.
    • Building permission granted by Corporation / Nagar  Palika.
    • The latest receipts of taxes paid.
    • Estimate of cost of construction certified by the architect

 

How we can help you?

From selecting financial institutions to selecting the property that meets criteria: Our erudite professional consultants are always there for you.   They can easily read the pulse of the market. They facilitate advice on price, location and future prospects.

  • To pacify our clients we arrange site visits
  • Once you select the property, we help you in closing the deal by handling paperwork
  • We also guide you through application form, arranging home loan if required
  • We ensure convenient and hassle free transaction
  • Our services continue till registry of the flat, this includes payment reminders, collection of cheques and handling all documentation with builder